Teams
One wallet, many API keys. Invite colleagues, students or collaborators by email, and each gets their own key.
- Set a ₹ spending cap per person.
- See what each member spent and on which model.
- Adjust or reclaim unspent credit at any time.
One API key, paid in rupees.
OpenAI-compatible access to GPT, Claude and Gemini, billed through UPI.
from openai import OpenAI
client = OpenAI(
base_url="https://api.aicredits.in/v1",
api_key="YOUR_AICREDITS_KEY",
)
reply = client.chat.completions.create(
model="openai/gpt-5-mini",
messages=[{"role": "user", "content": "Say hello"}],
)
print(reply.choices[0].message.content)- Response
- 200 OK
- Tokens in, out
- 14, 9
- Cost on GPT-5 Mini
- ₹0.0021
Illustrative request at the current GPT-5 Mini price.
Last verified 2026-10-22. Live system status: aicredits.in/status.
Start with ₹50 and one changed line
- 01
Top up from ₹50
Sign up and add money to your rupee wallet with UPI, net banking or a debit card. A GST invoice is issued for every top-up.
- 02
Create an API key
Keys start with sk-. Set an optional budget and rate limit on each one.
- 03
Change one line
Set
base_urltohttps://api.aicredits.in/v1in your OpenAI SDK and pick any model ID from the catalog.
Prices in ₹, with the arithmetic
Every model has a price per 1M tokens in rupees. No fee on wallet top-ups, and a GST invoice for each one.
| Model | Input / 1M tokens | Output / 1M tokens |
|---|---|---|
| GPT-5 Miniopenai/gpt-5-mini | ₹24.70 | ₹197.58 |
| GPT-5.5openai/gpt-5.5 | ₹493.95 | ₹2,963.71 |
| Claude Sonnet 4.6anthropic/claude-sonnet-4.6 | ₹296.37 | ₹1,481.86 |
| Claude Haiku 4.5anthropic/claude-haiku-4.5 | ₹98.79 | ₹493.95 |
| Gemini 2.5 Flashgoogle/gemini-2.5-flash | ₹29.64 | ₹246.98 |
| DeepSeek V3deepseek/deepseek-chat | ₹25.43 | ₹101.63 |
Read from the live catalog. Prices move with the USD/INR rate. See all models and prices.
Estimate a bill
- Estimated cost
- ₹64.21
Uses the current catalog prices. Reasoning tokens are billed as output tokens.
Pay as you go
- Top up from ₹50 with UPI, net banking or a debit card.
- No subscription and no top-up fee.
- Credits stay valid for 1 year.
- A GST invoice for every top-up.
Control spend per key, and see what happens when a provider fails
- Budget and rate limit per key
- Give each app or teammate its own key with a spend cap and a requests-per-minute limit.
- The wallet is the ceiling
- Prepaid balance only. When it reaches zero, requests stop instead of running up a bill.
- A ₹ line for every request
- The dashboard shows model, tokens and cost for each call. Request and response logs are kept for 7 days and then deleted.
- Fallback when a provider fails
- Failed calls are retried on the next available route with a circuit breaker. We do not publish an uptime percentage; see live status instead.
Share your wallet, and get credit for referrals
Referrals
Every account gets a personal referral link. When someone signs up through it and makes their first top-up, you earn wallet credit.
- Track signups and earned credit in your dashboard.
- Credit lands in your wallet, ready to spend on any model.
- GST invoices
- An invoice for every top-up, ready for your accounts. See how
- Free developer tools
- Token counter, JSON formatter, prompt diff and more, running in your browser. Open the tools
- Playground
- Try any model in the catalog before you write a line of code. Open the playground
Who runs AICredits, and how it compares
Business details
- Payments:
- Razorpay (UPI, net banking, cards)
- Support:
- [email protected], Mon–Fri, 9:00–18:00 IST
Operated from India. Governed by Indian law.
| Feature | Direct provider API | Self-hosted proxy | AICredits |
|---|---|---|---|
| Pay in rupees with UPI | Depends on the provider | No, you still pay each provider | Yes |
| One endpoint for many providers | No | Yes | Yes |
| GST invoice | Depends on the provider | Not applicable | Yes, for every top-up |
| You run the infrastructure | No | Yes | No |
| Extra network hop | No | Yes, to your own server | Yes |
| Security certifications | Provider-level | Yours to obtain | None claimed |
Last verified 2026-10-22. Rows where AICredits adds a hop or claims no certification are shown on purpose.
Questions
What is AICredits?
AICredits is an OpenAI-compatible API gateway. One API key and one endpoint (https://api.aicredits.in/v1) give you access to 400+ models from OpenAI, Anthropic, Google, DeepSeek, Mistral, xAI and others, billed in Indian rupees from a prepaid wallet.
How do I pay for the OpenAI API in rupees?
Top up the wallet with UPI, net banking or a card (minimum ₹50), create an API key, and set the OpenAI SDK base_url to https://api.aicredits.in/v1. Calls are billed per token in rupees from the wallet.
Do I need an international credit card?
No. Payments are in rupees through Razorpay using UPI, net banking or cards.
Does it work with the OpenAI Python and TypeScript SDKs?
Yes. Change base_url and the API key; the rest of your code stays the same. Streaming and tool calling are supported.
Where do I see the rupee price of a model?
Every model has a rupee price per 1M tokens on the models page and in your dashboard. Prices follow the live USD/INR rate. There is no fee on wallet top-ups.
Do you provide GST invoices?
Yes. GST (18%) is included in the amount you pay, and a GST invoice is issued for every top-up.
Do credits expire, and can I get a refund?
Credits expire one year after top-up. Top-ups are non-refundable except for a duplicate charge, an outage longer than 24 hours, a billing error or an unauthorised charge, requested within 7 days. Requests that fail with a 5xx error are not charged.
Can I cap spend per project?
Yes. Set a budget and a rate limit on each API key. Your wallet balance is the overall spending ceiling.
Do you store my prompts?
Request and response logs are kept for 7 days for your usage history and are then deleted. There is no option to keep them longer.
Is there a free tier?
No free credit is included. Creating an account is free, and you add money to the wallet from ₹50.