Build AI products at full speed
— without the payment headache.
Indian developers shouldn't need a foreign credit card to build with AI. Access every major model — GPT-4o, Claude, Gemini & 300+ more — pay via UPI in ₹, and get your first API call running in under 5 minutes.
Free to start · Minimum ₹50 top-up · Credits valid 1 year · No international card
# Only 2 lines change in your existing OpenAI code
base_url = "https://api.aicredits.in/v1" api_key = "sk-your-aicredits-key"
Join 1,500+ Indian developers already building with AICredits
Why developers switch to AICredits
2-line migration
Change base_url and api_key. Every OpenAI SDK, LangChain integration, and Vercel AI SDK call works immediately — no other code changes.
One wallet, all providers
One ₹ wallet covers OpenAI, Claude, Gemini, DeepSeek & 300+ more. No separate billing accounts, no international card fees, no managing 4 dashboards.
Budget controls that work
Per-key spend caps, team credit allocation, and low-balance alerts. Your wallet balance is the hard ceiling — no surprise bills, ever.
Your first API call is 5 minutes away
No credit card. No international payment. No headache.
Create account
Email signup in 30 seconds. No credit card, no international payment required.
Add ₹100+ via UPI
Instant wallet top-up via Razorpay — UPI, net banking, or debit card. Minimum ₹50.
Replace base_url
Change one line of code and call any model — GPT-4o, Claude, Gemini, DeepSeek.
Switch from OpenAI in 2 lines of code.
Everything else stays the same.
Change your base URL and API key. Every OpenAI-compatible client, SDK, and integration works without modification.
- Works with LangChain, Vercel AI SDK, OpenAI Python / TS
- Same request format, same streaming, same tool calling
- Switch models by changing one field — no code changes
# Before — direct OpenAI
client = OpenAI(
api_key="sk-openai-..."
)
# After — AICredits (change 2 lines)
client = OpenAI(
base_url="https://api.aicredits.in/v1",
api_key="sk-your-aicredits-key"
)The reliability features your AI app needs at scale
OpenAI-Compatible
Drop-in endpoint for chat, embeddings, and image generation. No SDK changes needed.
Automatic Failover
If a provider returns an error or rate-limits your request, we retry on the next available route automatically.
INR Wallet
Prepaid wallet in ₹. Top up via UPI, net banking, or debit card. No card storage.
Budget Controls
Per-key rate limits and spend budgets. Prevent runaway costs before they happen.
| Model | Input / 1M tokens | Output / 1M tokens | Provider |
|---|---|---|---|
| GPT-4o-mini | ₹13.23 | ₹52.92 | OpenAI |
| Claude 3.5 Haiku | ₹96.30 | ₹481.50 | Anthropic |
| Gemini 1.5 Flash | ₹7.22 | ₹28.88 | |
| DeepSeek V3 | ₹12.18 | ₹48.72 | DeepSeek |
| Claude 3.5 Sonnet | ₹288.90 | ₹1,444.50 | Anthropic |
Prices include 5% forex buffer + 5% platform fee. Actual rate varies with live USD/INR.
No international card needed
Tired of begging friends with international cards to help you pay for API access? We were too. That's why we built AICredits — pay in ₹ via UPI or net banking and use any model instantly.
What you get with AICredits
Still using workarounds?
Borrowing a friend's API key
Their account, their billing, their risk — and an awkward conversation every month.
Prepaid USD cards with 5% fees
Conversion charges, rejection risk, and no guarantee the card even works abroad.
Indirect aggregators billed in USD
You still end up paying in dollars, losing money on every forex conversion.
AICredits is the only LLM gateway built from the ground up for Indian payments.
UPI, Net Banking, Debit Card — pay how you already pay. Wallet in ₹, no international card fees, no workarounds.
AICredits vs the alternatives
| Feature | AICredits | Direct APIs (OpenAI, Anthropic) | Other API Gateways |
|---|---|---|---|
| INR Billing Support | |||
| Multi-provider Access | |||
| Automatic Failover | |||
| Single Dashboard | |||
| No Forex Card Fees |
Built for every Indian developer
Students
Build AI projects without needing an international credit card. Top up with ₹50 and start experimenting.
Indian Startups
One dashboard instead of 5 provider accounts. No international card fees on every top-up. Track spend in ₹.
Developers
Access Claude AND GPT-4o AND Gemini without managing separate billing accounts. One key, all models.
Teams
Allocate credits to teammates, students, or collaborators. They use the API normally; charges come from your wallet only when they make requests.
Refer & Earn
Share AICredits with other developers and track your signups from the dashboard.
View your referral link →Share your credits with anyone
Invite teammates, students, or collaborators and give each person a credit cap. Their API calls are charged to your wallet only when they make requests — unused allocation costs you nothing.
- ✓Invite anyone by email — no separate account needed
- ✓Set a ₹ spending limit per person
- ✓See exactly what each member spent and on which models
- ✓Adjust or reclaim unspent allocation anytime
- ✓Run a workshop, side project, or team — all from one wallet
| Allocated | Used | Status | |
|---|---|---|---|
| [email protected] | ₹50.00 | ₹31.20 | active |
| [email protected] | ₹50.00 | ₹12.80 | active |
| [email protected] | ₹100.00 | ₹0.00 | invited |
| [email protected] | ₹50.00 | ₹44.90 | active |
Free Tools for AI Developers
Browser-based utilities for AI workflows. Some use AICredits model and pricing data.
Frequently Asked Questions
Your first API call is 5 minutes away.
Create an account, top up via UPI, and start calling any model. No international card needed.
Top up via UPI · No credit card required · 27+ integration guides