How we calculate your cost
Complete transparency — here is the exact formula for every request.
Short formula: Your cost = Provider price (USD) × live_forex × 1.05 × 1.05
Popular model prices in ₹
Per 1M tokens. Actual prices vary with live USD/INR rate. Use the calculator for real-time estimates.
| Model | Provider | Input / 1M tokens | Output / 1M tokens |
|---|---|---|---|
GPT-4o | OpenAI | ₹240 | ₹960 |
GPT-4o-miniMost popular | OpenAI | ₹14 | ₹57 |
Claude 3.5 Sonnet | Anthropic | ₹289 | ₹1,445 |
Claude 3.5 HaikuBest value | Anthropic | ₹96 | ₹481 |
Gemini 1.5 FlashCheapest | ₹7 | ₹29 | |
Gemini 1.5 Pro | ₹115 | ₹345 | |
DeepSeek V3 | DeepSeek | ₹12 | ₹49 |
Mistral Large | Mistral | ₹192 | ₹576 |
Prices are indicative. Actual cost depends on live USD/INR rate at request time. Special token types (cached input, reasoning tokens, audio) have different pricing — see the pricing docs for full details.
Everything included — no add-ons
The true cost of paying providers directly in India
Paying OpenAI/Anthropic directly
API cost in USD: $0.15/M tokens
Bank forex rate (worse than market): ×90.5
International transaction fee (3.5%): +₹4.75
Effective cost: ~₹140.8 / 1M tokens
Via AICredits (UPI top-up)
API cost in USD: $0.15/M tokens
Live forex rate + 5% buffer: ×89.5
Platform fee (5%): +₹6.71
Your cost: ₹140.8 / 1M tokens — paid via UPI
The net cost is comparable — but AICredits lets you pay via UPI with a domestic card, gives you one wallet for 300+ models, and shows your exact spend in ₹ per request.
Pricing FAQ
Is there a free tier or trial?
You can create an account for free. Wallet top-ups start from ₹50 — no commitment, no subscription. There is no credit card required at signup.
How is the final INR price calculated?
Your cost = Provider price (USD) × live USD/INR rate × 1.05 (forex buffer) × 1.05 (platform fee). We fetch live forex rates every 10 minutes. The 5% buffer protects against rate fluctuations between fetches.
Are there any hidden fees?
No. The formula above is the complete cost. No monthly fees, no minimum spend, no overage charges, no account fees. You only pay for API requests you make.
What happens when my wallet runs out?
Requests are rejected with a clear low-balance error. You receive a low-balance alert when your wallet drops below ₹10. Top up via UPI instantly to resume.
Do unused credits expire?
Yes. Credit ledger entries expire 1 year from the date of top-up. This is standard practice — you won't accumulate phantom balances. Your dashboard always shows expiry dates.
Can I get volume pricing?
For high-volume usage (>₹50,000/month), contact [email protected] to discuss custom pricing arrangements.