Pricing & Billing

AICredits pricing explained — USD-to-INR conversion, special token pricing for cache writes, reasoning tokens, and FIFO credit deduction.

Pay-per-token billing in INR. Costs are calculated per request based on the model used and tokens consumed.

How Pricing Works

Each model has separate rates for input (prompt) tokens and output (completion) tokens. After each request, AICredits calculates the cost and deducts it from your wallet.

Token costs are based on each model's published per-token rates, converted to INR at the current USD/INR rate. The final INR price you see in the cost calculator and on your usage page is exactly what gets deducted from your wallet — no hidden charges.

The current exchange rate is shown on your Dashboard. Prices are locked at the rate active at the time of each request.

INR Conversion

All model costs are denominated in USD by providers. AICredits converts them to INR using a live exchange rate that is refreshed periodically and visible on your Dashboard. A small buffer is included to account for rate fluctuations between request time and settlement.

Special Token Pricing

Some providers have non-standard token pricing for caching and reasoning:

Provider	Token Type	Multiplier
Anthropic (Claude)	Cache writes	1.25× base input price
	Cache reads	0.1× base input price
	Long context (>200K tokens)	2× input price
OpenAI	Cached input	0.5× input price (50% discount)
	Reasoning tokens	Billed as output tokens
Google (Gemini)	Cache writes	0.25× base price
	Thinking tokens	Billed separately

Pricing Tiers

Some models support multiple pricing tiers with different cost and latency trade-offs:

Tier	Description
Standard	Default pricing with standard latency
Batch	Lower cost for non-time-sensitive tasks (higher latency)
Flex	Dynamic pricing based on demand
Priority	Premium pricing for lowest latency and highest availability

FIFO Credit System

Credits are consumed in first-in, first-out order. When you add credits, they are stored as ledger entries with a 1-year expiration. Oldest credits are used first. This ensures you always use your earliest credits before they expire.

Checking Your Balance

Check your balance via the Dashboard or programmatically:

Check Balance

curl https://api.aicredits.in/v1/credits \
  -H "Authorization: Bearer sk-your-key-here"

# Response:
# {
#   "data": {
#     "total_credits": 10.50,     ← USD equivalent
#     "total_usage": 0,
#     "credits_inr": 955.50       ← Actual INR balance
#   }
# }

Low Balance

A low balance alert triggers when your wallet drops below ₹10. Ensure you maintain sufficient credits to avoid request failures.