No International Card Required

Use AI APIs Without an International Credit Card

AICredits lets Indian developers access GPT-4o, Claude, Gemini, and 300+ models without a Visa or Mastercard. Top up via UPI, Net Banking, or Indian Debit Card — pay in ₹.

No credit card  ·  Minimum ₹50 top-up  ·  Credits valid 1 year

# Only 2 lines change in your existing code

base_url = "https://api.aicredits.in/v1"
api_key  = "sk-your-aicredits-key"

Transparent pricing in ₹

Live forex rate + 5% buffer. No hidden charges.

ModelInput / 1M tokensOutput / 1M tokensProvider
GPT-4o-mini₹13.23₹52.92OpenAI
Claude 3.5 Haiku₹96.30₹481.50Anthropic
Gemini 1.5 Flash₹7.22₹28.88Google
DeepSeek V3₹12.18₹48.72DeepSeek
Claude 3.5 Sonnet₹288.90₹1,444.50Anthropic

Prices include 5% forex buffer + 5% platform fee. Actual rate varies with live USD/INR.

Everything you need in one place

OpenAI-Compatible

Drop-in endpoint for chat, embeddings, and images. No SDK changes needed.

Automatic Failover

If a provider errors or rate-limits you, we retry on the next available route.

INR Wallet

Prepaid wallet in ₹. Top up via UPI, Net Banking, or Debit Card.

Budget Controls

Per-key rate limits and spend budgets. Prevent runaway costs.

Your first API call is 5 minutes away

No credit card. No international payment. No headache.

01

Create account

Email signup in 30 seconds. No credit card, no international payment required.

02

Add ₹ via UPI

Instant wallet top-up via Razorpay — UPI, net banking, or debit card.

03

Replace base_url

One line change and call any model — GPT-4o, Claude, Gemini, DeepSeek.

Frequently Asked Questions

Not directly — OpenAI requires a Visa or Mastercard for billing. AICredits solves this: you top up in ₹ via UPI or Indian debit card, and you get full OpenAI-compatible API access including all GPT-4o and o1 models.

Start in 5 minutes. No card needed.

Create your account, top up via UPI, and make your first API call.

Top up via UPI · No credit card required · Cancel anytime